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As a Derivative Trading Credit Officer, you are responsible for the approval and monitoring of credit risks of trading affine private clients. The goal is to understand, quantify and properly assess market and credit risks and avoid credit losses. For the customer advisors, they are thus an important contact person in all credit matters. The following exciting main tasks await you:

• Responsible for all credit-related aspects of our own loan portfolio consisting of Swiss and foreign Private Banking clients actively trading and derivatives exposure;
• Preparation of the loan application, analysis and evaluation of credit applications in relation to the borrower, the guarantor, the collateral granted for secured credit, the purpose of the loan and the form of use such as cash loans, derivatives, hedges, etc., as well as the granting of securitized loans within the assigned credit authority ( depending on risk rating and limit amount).
• Approval of customer-specific special loan values or special margins for margin-based derivative transactions.
• Identification, analysis and quantification of market and credit risks.
• Ongoing monitoring of credit decisions taken and identification and assessment of credit overruns and implementation of appropriate measures (for example in the case of margin calls), in particular active management of credit exposure of trading clients using various derivatives (eg futures, options, forwards) on foreign exchange, Shares, bonds and commodities pursue complex strategies.
• Assistance to client advisors, in particular for regular and complex loan overruns, their clearing and new loan requests.
• Control of credit documents for completeness.
• Administration of the portfolios, for example granting fixed advances, payment approvals and proper documentation of the loans.
• Support, advice and training of assigned private banking advisors and the Lombard Credit Officer, as well as giving presentations to client advisers and team leaders.
• Management of and / or participation in various credit and derivative-related projects, focusing on margining, posting and risk assessment of derivative products and trading products subject to margin
• Analysis of Structured Products and Determination of Lending Rates (LTV) as well as cooperation in the development of new methods and the automation of LTV determination.
• Create reports, statistics and ad hoc analysis.

Requirements

• Bachelor's degree or degree from a higher or advanced technical college (economics, banking, finance, law) or equivalent education or work experience.
• 3 - 5 years experience in the (Lombard or Derivatives) credit sector is mandatory.
• Well-founded specialist and product knowledge in the areas of derivatives, FX trading and Lombard loans.
• In-depth knowledge of common theoretical.
• Valuation Methods in Derivatives and Foreign Exchange (FX).
• Excellent quantitative and qualitative analysis capability.
• Very good knowledge of German and English (spoken and written), other languages are an advantage.
• In-depth knowledge of IT (especially in the handling of Access and Excel, skills in dealing with complex.
• Databases or experience with derivatives trading or settlement systems are beneficial).
• Independent, reliable and team-oriented personality with negotiating skills.